Travel Insurance
Travel insurance is an insurance policy that protects you from comprehensive medical costs (including helicopter rescue, air ambulance, and treatment costs) related to your illness or accident.
Travel insurance is a type of insurance that provides coverage for unexpected events or mishaps that can occur while traveling. It's designed to protect travellers from financial losses and help them manage unforeseen situations that might disrupt or affect their trip.
The coverage and specific scenarios covered can vary between insurance plans, so it's essential to carefully read the policy details to understand what is included and what might not be covered. Travel insurance can be purchased for individual trips or as an annual policy for frequent travellers.
Is travel insurance required?
Holiday tours Nepal recommends travel insurance while trekking; it is not mandatory, but always having a backup option is good in case things go sideways.
Nepal being the nation with the highest altitude in the world, adventure expeditions, trekking, climbing, and rafting are most frequently conducted in the remote or rural regions of the Himalayan Mountains. Therefore, if you're travelling to or trekking through Nepal, you must have travel insurance that covers hiking, mountaineering, and expeditions. Even though rescue or emergency care are free, the price is very high. Without insurance, most activities like rock climbing, bungee jumping, paragliding, and rafting are prohibited. We advise getting travel insurance.
Please be aware that we don't sell or set up insurance; instead, you can get in touch with us about that. Make sure to read the insurance policies and the things the policy covers, like the altitude, the evacuation, and the days till which the policy lasts. baggage and flight delays coverage in case of baggage lost or unseen circumstances coverage helicopter evacuation cost, medical bills coverage, and ambulance coverage.
There are two types of policies in insurance. The first is that the client has to pay all the bills up front and provide them to the insurance company, and the company pays the client back. The other one is that the insurance pays the amount directly.
Holiday tours in Nepal suggest foreign insurance companies like World Nomads for insurance, as it is a renowned company, and holiday tours in Nepal have good relationships with the evacuation team and the medical teams of World Nomads.
